Collection agency IC System ignored my settlement offer for its many illegal collection practices, including countless harassment phone calls. How can anyone pay their bills when collectors continually call the business phone? I filed suit on June 12, 2008.
After Target refused to lower my interest rate due to data contained in my Experian credit report, I decided to stop paying the Target Visa card. I since learned that the banks actually create most money they lend through accounting entries. I hope to inspire many millions of judgment-proof consumers to stop paying their unsecured debt.
Juniper (Barclays) CLOSED my account due to my Trans Union credit report. My credit was FLAWLESS. I made my minimum payments until Barclays DECLINED my 12/21/07 request to reopen my account and to lower the interest rate. I hope to encourage many millions of exploited judgment proof consumers worldwide to stop paying their unsecured debt.
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